ASSESSMENT


ASSESSMENT

Understanding your financial status fully is the first step of credit counseling. Our team will help with a comprehensive assessment of your finances starting with your income, expenses, assets, and debt. This is done to get all the numbers and tiny details. The assessment is very important and detailed. We ask that you be open with our credit counselor in this phase. If the counselor doesn’t understand fully how your life runs, coming up with a solution that is practical and customized to solve your debt will not be possible.

Financial assessment is an uncomfortable stage for most people. It appears more like an invasion of privacy. It can also lead to panic once the magnitude of your financial problems dawns. However, this is an unavoidable phase.